Perth Home Builders WA

How much can I afford to spend?

Before approaching any Perth Home Builders, make sure you

have your finance in order first. You need to know exactly how much you

can afford to borrow and how much your monthly loan repayments will be.

Your Perth Home Builder will require evidence that you have the necessary

finance approved to satisfy their home loan contract.

There are many new home builders in Perth offering you a wide range of

home designs and house and land packages. We have listed below a

selection of Custom Home Builders Websites in Perth.

But before you decide on contacting any new home builders, you need to

remember that you will be paying off your home loan for many years.

Not only is it important that you can afford to build and meet your expenses

now, you must also be able to continue meeting your loan repayments

in the future.

When it comes to home loans, not all lenders are the same. Every lender has different lending policies which determines how much you can borrow and how much deposit you will need.

Custom Finance keeps up to date with latest lending policies and can help you when you are ready to build a home. .

5 good reasons to use an experienced Mortgage Broker

1. Find out exactly how much you can afford to borrow

2. Save valuable time and money

3. Save the hassle of having to deal with lenders on your own

4. Have a greater choice of new home builder loans

5. Have the convenience of a broker coming to see you and handling all

the paperwork

4 Steps to building your new home

1. Make sure your finance is in order

The first step before deciding that building is right for you, is to establish how much you can afford to borrow.

Only an experienced Mortgage Broker can guide you in the right direction and advise you which lender may suit you the best.

2. Choose your land

When choosing land you should consider your budget, closeness to schools, shops, transport and other facilities. Consider physical aspects such as where the sun rises and sets, the type of soil structure and what site works are likely to be needed.

It may pay to employ and expert who can help you determine if the land will be suitable for your new home. They can help decide if the house design is suitable and provide an estimate of the likely cost of the site works. Siteworks can add considerable costs to your new home.

3. Choose your house design - Custom Home Builders or your own design?

Once you have decided to build a home, the best way to start is by looking through the newspapers for house designs that you like. When you find a design that appeals to, visit the display centre if they have one or contact the builder. Most new home builders in Perth will accommodate any changes that you would like to make. It is best to make any changes before signing a contract as this can save making expensive changes to the contract after it has been signed.

Alternatively you can visit an architect or builder who offers a design service. They will draw up plans to suit your specifications. It is important to make sure that the land you choose is going to be compatible with your house design in terms of size and layout.

4. Choose your new home builders

When it comes to selecting new home builders in Perth, there are a few options. If you decide to buy your own land you can use a custom home builder. They generally have a display village that you can visit to get the feel for their designs and workmanship. If you find a design that you like, ask them what the costs would be to make any changes to suit your individual needs.

Many Perth new home builders offer house and land packages. This lets you choose a block in an area that appeals to you and then choose between various house designs to suit . You will be asked to sign a contract that covers both the land purchase and the home construction. Make sure you get legal or other independent advice before you sign any contracts.